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Question 1 of 49
1. Question
Complete the sentences with the correct verb in brackets.
1. I can’t____________ to buy a flat of my own.
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Question 2 of 49
2. Question
Complete the sentences with the correct verb in brackets.
2. You’ll have to_________a lot of money if you want to travel around the world next year.
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Question 3 of 49
3. Question
Complete the sentences with the correct verb in brackets.
3. Kevin_________about €1,000 a month in his new job.
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Question 4 of 49
4. Question
Complete the sentences with the correct verb in brackets.
4. That painting_________a lot of money.
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Question 5 of 49
5. Question
Complete the sentences with the correct verb in brackets.
5. My uncle is doing a bike ride to___________money for charity.
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Question 6 of 49
6. Question
Complete the sentences with the correct verb in brackets.
6. We still________the bank a lot of money.
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Question 7 of 49
7. Question
Complete the sentences with the correct verb in brackets.
7. Mary_______£5,000 from her grandfather when he died
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Question 8 of 49
8. Question
Complete the sentences with the correct verb in brackets.
8. The plumber_________me €100 for mending my shower.
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Question 9 of 49
9. Question
Complete the sentences with the correct verb in brackets.
9. Can you________me $200 until I get paid?
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Question 10 of 49
10. Question
Complete the sentences with the correct preposition.
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Question:
They charged us €5 a bottle of water.
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Question 11 of 49
11. Question
Complete the sentences with the correct preposition.
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Question:
They got debt when they bought their new house.
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Question 12 of 49
12. Question
Complete the sentences with the correct preposition.
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Question:
We’ve borrowed some money my parents.
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Question 13 of 49
13. Question
Complete the sentences with the correct preposition.
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Question:
My grandparents always pay cash.
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Question 14 of 49
14. Question
Complete the sentences with the correct preposition.
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Question:
I don’t mind lending money family.
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Question 15 of 49
15. Question
Complete the sentences with the correct preposition.
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Question:
They spent a lot of money their son’s education.
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Question 16 of 49
16. Question
Complete the sentences with the correct preposition.
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Question:
Can I pay credit card?
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Question 17 of 49
17. Question
Complete the sentences with the correct preposition.
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Question:
If I lend you the money, when can you pay me ?
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Question 18 of 49
18. Question
Complete the sentences with the correct preposition.
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Question:
Phil invested all his money his own company.
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Question 19 of 49
19. Question
Complete the advertisement with the words in the box.
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OUR ACCOUNT SERVICES
Open a bankaccount with us and we’ll give you a free gift — you’ll get a tablet computer if you earn over €3,000 a month. Consult our online service 24/7 and use your card in the of any bank to take out as much or as little money as you want — coins aren’t available, but you can take out a €5 if you wish. Does your Company pay your directly into the bank? Then we won’t charge you anything for your card. We’ll even pay all your for you, free of charge.
OUR FINANCING SERVICES
Do you need to borrow money for a car, a holiday, or a new laptop? We’ll give you a of up to €10,000 for whatever you want to buy. And how about a new house? We can give you a at one of the lowest interest rates on the market.
OUR EXTRA SERVICES
How much do you pay? Talk to our specialists to make sure you’re paying the right amount — they can help you pay less. Come to CASH Internet for the best accounts, the best services, and the best savings.
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Question 20 of 49
20. Question
Choose the word with a different sound.
1. clock
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Question 21 of 49
21. Question
Choose the word with a different sound.
2. phone
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Question 22 of 49
22. Question
Choose the word with a different sound.
3. horse
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Question 23 of 49
23. Question
Choose the word with a different sound.
4. bird
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Question 24 of 49
24. Question
Choose the correct answer.
1. They have charged | charged us too much for our meal last night.
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Question 25 of 49
25. Question
Choose the correct answer.
2. Rachel wants to buy a flat, but she hasn’t saved | didn’t save enough money yet.
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Question 26 of 49
26. Question
Choose the correct answer.
3. Paul hasn’t inherited | didn’t inherit anything from his grandmother when she died.
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Question 27 of 49
27. Question
Choose the correct answer.
4. I can’t pay you back. I haven’t been | didn’t go to the cash machine yet.
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Question 28 of 49
28. Question
Choose the correct answer.
5. How much has your TV cost | did your TV cost?
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Question 29 of 49
29. Question
Choose the correct answer.
6. Have you paid | Did you pay your father back yet
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Question 30 of 49
30. Question
Choose the correct answer.
7. I haven’t had | didn’t have any coins, so | couldn’t put any money in the parking meter.
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Question 31 of 49
31. Question
Choose the correct answer.
8. Have you ever invested | Did you ever invest any money in accompany?
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Question 32 of 49
32. Question
Choose the correct answer.
9. My girlfriend has a really well-paid job. She has earned | earned €45,000 last year.
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Question 33 of 49
33. Question
Complete the dialogues with the correct form of the verbs in brackets.
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Question:
A. When did your son buy his car? (buy)
B. When he his driving test last month. (pass)
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Question 34 of 49
34. Question
Complete the dialogues with the correct form of the verbs in brackets.
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Question:
A. How much money you from your sister yesterday? (borrow)
B. About €100, but I already it all. (Spend)
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Question 35 of 49
35. Question
Complete the dialogues with the correct form of the verbs in brackets.
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Question:
A. you a new flat yet? (find)
B. Yes, and the bank to give me a mortgage. (just agree)
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Question 36 of 49
36. Question
Complete the dialogues with the correct form of the verbs in brackets.
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Question:
A. you ever any money to a friend? (lend)
B. Only to my boyfriend when he a new phone. (need)
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Question 37 of 49
37. Question
Complete the dialogues with the correct form of the verbs in brackets.
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Question:
A. your mother an appointment with the doctor yet? (make)
B. Yes, she him yesterday and she’s seeing him tomorrow. (call)
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Question 38 of 49
38. Question
Read the first chapter of a book about Daniel Suelo once.
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The man who Quit money
In the first year of the twenty-first century, a man standing by a busy road in the middle of the United States took his life savings out of his pocket — $30 – laid it inside a phone booth, and walked away. He was 39 years old, came from a good family, and had been to college. He was not mentally ill, nor did he have any problems with drugs or alcohol. The decision was made by a man who knew exactly what he was doing. In the twelve years since then, as the stock market has risen and fallen, Daniel Suelo has not earned, received, or spent a single dollar. In an era when anyone who could sign his name could get a mortgage, Suelo did not apply for loans. As public debt rose to eight, ten, and finally thirteen trillion dollars, he did not pay taxes, or accept any type of help from the government. Instead he went to live in a cave in Utah, where he picks fruit and wild onions, collects animals that have been killed on the roads, takes old food that has gone past its sell-by date out of bins, and Is often fed by friends and strangers. ‘My philosophy is to use only what is freely given or discarded,’ he writes. While the rest of us try to deal with taxes, mortgages, retirement plans, and bank accounts, Suelo no longer even has an identity card. Daniel is not a typical tramp. He often works — but refuses to be paid. Although he lives in a cave, he is extremely social, remains close to friends and family, and has discussions with strangers on his website which he checks at the local library. He has cycled far, travelled on freight trains, hitch-hiked through nearly every state in the United States, worked on a fishing boat, collected mussels from Pacific beaches, caught salmon in streams in Alaska, and spent three months living in a tree after a storm.
I know it’s possible to live with zero money, Suelo declares. And he says you can live well.Question;
Where did he decide to live?
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Question 39 of 49
39. Question
Read the chapter again and choose the correct answers.
________________________________________________________________________________________________________________
The man who Quit money
In the first year of the twenty-first century, a man standing by a busy road in the middle of the United States took his life savings out of his pocket — $30 – laid it inside a phone booth, and walked away. He was 39 years old, came from a good family, and had been to college. He was not mentally ill, nor did he have any problems with drugs or alcohol. The decision was made by a man who knew exactly what he was doing. In the twelve years since then, as the stock market has risen and fallen, Daniel Suelo has not earned, received, or spent a single dollar. In an era when anyone who could sign his name could get a mortgage, Suelo did not apply for loans. As public debt rose to eight, ten, and finally thirteen trillion dollars, he did not pay taxes, or accept any type of help from the government. Instead he went to live in a cave in Utah, where he picks fruit and wild onions, collects animals that have been killed on the roads, takes old food that has gone past its sell-by date out of bins, and Is often fed by friends and strangers. ‘My philosophy is to use only what is freely given or discarded,’ he writes. While the rest of us try to deal with taxes, mortgages, retirement plans, and bank accounts, Suelo no longer even has an identity card. Daniel is not a typical tramp. He often works — but refuses to be paid. Although he lives in a cave, he is extremely social, remains close to friends and family, and has discussions with strangers on his website which he checks at the local library. He has cycled far, travelled on freight trains, hitch-hiked through nearly every state in the United States, worked on a fishing boat, collected mussels from Pacific beaches, caught salmon in streams in Alaska, and spent three months living in a tree after a storm.
I know it’s possible to live with zero money, Suelo declares. And he says you can live well.Question:
What has Daniel Suelo done since he changed his life?
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Question 40 of 49
40. Question
Read the chapter again and choose the correct answers.
________________________________________________________________________________________________________________
The man who Quit money
In the first year of the twenty-first century, a man standing by a busy road in the middle of the United States took his life savings out of his pocket — $30 – laid it inside a phone booth, and walked away. He was 39 years old, came from a good family, and had been to college. He was not mentally ill, nor did he have any problems with drugs or alcohol. The decision was made by a man who knew exactly what he was doing. In the twelve years since then, as the stock market has risen and fallen, Daniel Suelo has not earned, received, or spent a single dollar. In an era when anyone who could sign his name could get a mortgage, Suelo did not apply for loans. As public debt rose to eight, ten, and finally thirteen trillion dollars, he did not pay taxes, or accept any type of help from the government. Instead he went to live in a cave in Utah, where he picks fruit and wild onions, collects animals that have been killed on the roads, takes old food that has gone past its sell-by date out of bins, and Is often fed by friends and strangers. ‘My philosophy is to use only what is freely given or discarded,’ he writes. While the rest of us try to deal with taxes, mortgages, retirement plans, and bank accounts, Suelo no longer even has an identity card. Daniel is not a typical tramp. He often works — but refuses to be paid. Although he lives in a cave, he is extremely social, remains close to friends and family, and has discussions with strangers on his website which he checks at the local library. He has cycled far, travelled on freight trains, hitch-hiked through nearly every state in the United States, worked on a fishing boat, collected mussels from Pacific beaches, caught salmon in streams in Alaska, and spent three months living in a tree after a storm.
I know it’s possible to live with zero money, Suelo declares. And he says you can live well.Question:
How does he get enough to eat?
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Question 41 of 49
41. Question
Read the chapter again and choose the correct answers.
________________________________________________________________________________________________________________
The man who Quit money
In the first year of the twenty-first century, a man standing by a busy road in the middle of the United States took his life savings out of his pocket — $30 – laid it inside a phone booth, and walked away. He was 39 years old, came from a good family, and had been to college. He was not mentally ill, nor did he have any problems with drugs or alcohol. The decision was made by a man who knew exactly what he was doing. In the twelve years since then, as the stock market has risen and fallen, Daniel Suelo has not earned, received, or spent a single dollar. In an era when anyone who could sign his name could get a mortgage, Suelo did not apply for loans. As public debt rose to eight, ten, and finally thirteen trillion dollars, he did not pay taxes, or accept any type of help from the government. Instead he went to live in a cave in Utah, where he picks fruit and wild onions, collects animals that have been killed on the roads, takes old food that has gone past its sell-by date out of bins, and Is often fed by friends and strangers. ‘My philosophy is to use only what is freely given or discarded,’ he writes. While the rest of us try to deal with taxes, mortgages, retirement plans, and bank accounts, Suelo no longer even has an identity card. Daniel is not a typical tramp. He often works — but refuses to be paid. Although he lives in a cave, he is extremely social, remains close to friends and family, and has discussions with strangers on his website which he checks at the local library. He has cycled far, travelled on freight trains, hitch-hiked through nearly every state in the United States, worked on a fishing boat, collected mussels from Pacific beaches, caught salmon in streams in Alaska, and spent three months living in a tree after a storm.
I know it’s possible to live with zero money, Suelo declares. And he says you can live well.Question:
What’s Daniel Suelo like?
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Question 42 of 49
42. Question
Read the chapter again and choose the correct answers.
________________________________________________________________________________________________________________
The man who Quit money
In the first year of the twenty-first century, a man standing by a busy road in the middle of the United States took his life savings out of his pocket — $30 – laid it inside a phone booth, and walked away. He was 39 years old, came from a good family, and had been to college. He was not mentally ill, nor did he have any problems with drugs or alcohol. The decision was made by a man who knew exactly what he was doing. In the twelve years since then, as the stock market has risen and fallen, Daniel Suelo has not earned, received, or spent a single dollar. In an era when anyone who could sign his name could get a mortgage, Suelo did not apply for loans. As public debt rose to eight, ten, and finally thirteen trillion dollars, he did not pay taxes, or accept any type of help from the government. Instead he went to live in a cave in Utah, where he picks fruit and wild onions, collects animals that have been killed on the roads, takes old food that has gone past its sell-by date out of bins, and Is often fed by friends and strangers. ‘My philosophy is to use only what is freely given or discarded,’ he writes. While the rest of us try to deal with taxes, mortgages, retirement plans, and bank accounts, Suelo no longer even has an identity card. Daniel is not a typical tramp. He often works — but refuses to be paid. Although he lives in a cave, he is extremely social, remains close to friends and family, and has discussions with strangers on his website which he checks at the local library. He has cycled far, travelled on freight trains, hitch-hiked through nearly every state in the United States, worked on a fishing boat, collected mussels from Pacific beaches, caught salmon in streams in Alaska, and spent three months living in a tree after a storm.
I know it’s possible to live with zero money, Suelo declares. And he says you can live well.Question:
How does he get from one place to another?
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Question 43 of 49
43. Question
Complete the sentences with one of the highlighted words or phrases.
________________________________________________________________________________________________________________
The man who Quit money
In the first year of the twenty-first century, a man standing by a busy road in the middle of the United States took his life savings out of his pocket — $30 – laid it inside a phone booth, and walked away. He was 39 years old, came from a good family, and had been to college. He was not mentally ill, nor did he have any problems with drugs or alcohol. The decision was made by a man who knew exactly what he was doing. In the twelve years since then, as the stock market has risen and fallen, Daniel Suelo has not earned, received, or spent a single dollar. In an era when anyone who could sign his name could get a mortgage, Suelo did not apply for loans. As public debt rose to eight, ten, and finally thirteen trillion dollars, he did not pay taxes, or accept any type of help from the government. Instead he went to live in a cave in Utah, where he picks fruit and wild onions, collects animals that have been killed on the roads, takes old food that has gone past its sell-by date out of bins, and Is often fed by friends and strangers. ‘My philosophy is to use only what is freely given or discarded,’ he writes. While the rest of us try to deal with taxes, mortgages, retirement plans, and bank accounts, Suelo no longer even has an identity card. Daniel is not a typical tramp. He often works — but refuses to be paid. Although he lives in a cave, he is extremely social, remains close to friends and family, and has discussions with strangers on his website which he checks at the local library. He has cycled far, travelled on freight trains, hitch-hiked through nearly every state in the United States, worked on a fishing boat, collected mussels from Pacific beaches, caught salmon in streams in Alaska, and spent three months living in a tree after a storm.
I know it’s possible to live with zero money, Suelo declares. And he says you can live well.-
Question:
It’s important to have a for when you get old.
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Question 44 of 49
44. Question
Complete the sentences with one of the highlighted words or phrases.
________________________________________________________________________________________________________________
The man who Quit money
In the first year of the twenty-first century, a man standing by a busy road in the middle of the United States took his life savings out of his pocket — $30 – laid it inside a phone booth, and walked away. He was 39 years old, came from a good family, and had been to college. He was not mentally ill, nor did he have any problems with drugs or alcohol. The decision was made by a man who knew exactly what he was doing. In the twelve years since then, as the stock market has risen and fallen, Daniel Suelo has not earned, received, or spent a single dollar. In an era when anyone who could sign his name could get a mortgage, Suelo did not apply for loans. As public debt rose to eight, ten, and finally thirteen trillion dollars, he did not pay taxes, or accept any type of help from the government. Instead he went to live in a cave in Utah, where he picks fruit and wild onions, collects animals that have been killed on the roads, takes old food that has gone past its sell-by date out of bins, and Is often fed by friends and strangers. ‘My philosophy is to use only what is freely given or discarded,’ he writes. While the rest of us try to deal with taxes, mortgages, retirement plans, and bank accounts, Suelo no longer even has an identity card. Daniel is not a typical tramp. He often works — but refuses to be paid. Although he lives in a cave, he is extremely social, remains close to friends and family, and has discussions with strangers on his website which he checks at the local library. He has cycled far, travelled on freight trains, hitch-hiked through nearly every state in the United States, worked on a fishing boat, collected mussels from Pacific beaches, caught salmon in streams in Alaska, and spent three months living in a tree after a storm.
I know it’s possible to live with zero money, Suelo declares. And he says you can live well.-
Question:
The giant fish sculptures in Rio were made using plastic bottles.
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Question 45 of 49
45. Question
Complete the sentences with one of the highlighted words or phrases.
________________________________________________________________________________________________________________
The man who Quit money
In the first year of the twenty-first century, a man standing by a busy road in the middle of the United States took his life savings out of his pocket — $30 – laid it inside a phone booth, and walked away. He was 39 years old, came from a good family, and had been to college. He was not mentally ill, nor did he have any problems with drugs or alcohol. The decision was made by a man who knew exactly what he was doing. In the twelve years since then, as the stock market has risen and fallen, Daniel Suelo has not earned, received, or spent a single dollar. In an era when anyone who could sign his name could get a mortgage, Suelo did not apply for loans. As public debt rose to eight, ten, and finally thirteen trillion dollars, he did not pay taxes, or accept any type of help from the government. Instead he went to live in a cave in Utah, where he picks fruit and wild onions, collects animals that have been killed on the roads, takes old food that has gone past its sell-by date out of bins, and Is often fed by friends and strangers. ‘My philosophy is to use only what is freely given or discarded,’ he writes. While the rest of us try to deal with taxes, mortgages, retirement plans, and bank accounts, Suelo no longer even has an identity card. Daniel is not a typical tramp. He often works — but refuses to be paid. Although he lives in a cave, he is extremely social, remains close to friends and family, and has discussions with strangers on his website which he checks at the local library. He has cycled far, travelled on freight trains, hitch-hiked through nearly every state in the United States, worked on a fishing boat, collected mussels from Pacific beaches, caught salmon in streams in Alaska, and spent three months living in a tree after a storm.
I know it’s possible to live with zero money, Suelo declares. And he says you can live well.-
Question:
The early nineteenth century was an important for opera.
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Question 46 of 49
46. Question
Complete the sentences with one of the highlighted words or phrases.
________________________________________________________________________________________________________________
The man who Quit money
In the first year of the twenty-first century, a man standing by a busy road in the middle of the United States took his life savings out of his pocket — $30 – laid it inside a phone booth, and walked away. He was 39 years old, came from a good family, and had been to college. He was not mentally ill, nor did he have any problems with drugs or alcohol. The decision was made by a man who knew exactly what he was doing. In the twelve years since then, as the stock market has risen and fallen, Daniel Suelo has not earned, received, or spent a single dollar. In an era when anyone who could sign his name could get a mortgage, Suelo did not apply for loans. As public debt rose to eight, ten, and finally thirteen trillion dollars, he did not pay taxes, or accept any type of help from the government. Instead he went to live in a cave in Utah, where he picks fruit and wild onions, collects animals that have been killed on the roads, takes old food that has gone past its sell-by date out of bins, and Is often fed by friends and strangers. ‘My philosophy is to use only what is freely given or discarded,’ he writes. While the rest of us try to deal with taxes, mortgages, retirement plans, and bank accounts, Suelo no longer even has an identity card. Daniel is not a typical tramp. He often works — but refuses to be paid. Although he lives in a cave, he is extremely social, remains close to friends and family, and has discussions with strangers on his website which he checks at the local library. He has cycled far, travelled on freight trains, hitch-hiked through nearly every state in the United States, worked on a fishing boat, collected mussels from Pacific beaches, caught salmon in streams in Alaska, and spent three months living in a tree after a storm.
I know it’s possible to live with zero money, Suelo declares. And he says you can live well.-
Question:
He has shares in some companies, so he’s interested in what happens on the
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Question 47 of 49
47. Question
Complete the sentences with one of the highlighted words or phrases.
________________________________________________________________________________________________________________
The man who Quit money
In the first year of the twenty-first century, a man standing by a busy road in the middle of the United States took his life savings out of his pocket — $30 – laid it inside a phone booth, and walked away. He was 39 years old, came from a good family, and had been to college. He was not mentally ill, nor did he have any problems with drugs or alcohol. The decision was made by a man who knew exactly what he was doing. In the twelve years since then, as the stock market has risen and fallen, Daniel Suelo has not earned, received, or spent a single dollar. In an era when anyone who could sign his name could get a mortgage, Suelo did not apply for loans. As public debt rose to eight, ten, and finally thirteen trillion dollars, he did not pay taxes, or accept any type of help from the government. Instead he went to live in a cave in Utah, where he picks fruit and wild onions, collects animals that have been killed on the roads, takes old food that has gone past its sell-by date out of bins, and Is often fed by friends and strangers. ‘My philosophy is to use only what is freely given or discarded,’ he writes. While the rest of us try to deal with taxes, mortgages, retirement plans, and bank accounts, Suelo no longer even has an identity card. Daniel is not a typical tramp. He often works — but refuses to be paid. Although he lives in a cave, he is extremely social, remains close to friends and family, and has discussions with strangers on his website which he checks at the local library. He has cycled far, travelled on freight trains, hitch-hiked through nearly every state in the United States, worked on a fishing boat, collected mussels from Pacific beaches, caught salmon in streams in Alaska, and spent three months living in a tree after a storm.
I know it’s possible to live with zero money, Suelo declares. And he says you can live well.-
Question:
You might get ill if you eat food after its
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Question 48 of 49
48. Question
Listen to four speakers talking about how they manage on their incomes.
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Speaker i
Speaker ii
Speaker iiia. a single parent
b. afamily with children
c. a single retired person on a pension
d. a young person who lives with his / her parents
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Question 49 of 49
49. Question
Listen again and Choose the sentences T (true) or F (false).
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i. He saves most of his salary.
ii. She doesn’t own the flat where she lives.
iii. She thinks money is more important than family.
iv. He can’t live on his income.
v. He isn’t in debt.
vi. She only worksina shop at weekends.
vii. She spends most of her money on her children.
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